In the blossoming fintech space in Romania, Reff & Associates SCA is one of the key firms, boasting a notable client base from across the tech sector. More broadly, its banking and finance offering covers transactional matters, loan portfolio deals, financings, and banking-related M&A. ‘Smart and open-minded’ practice head Andrei Burz-Pinzaru regularly assists banks, non-banking financial institutions, payment institutions and publicly traded companies with financial regulatory matters. His team includes Andreea Șerban, who has a strong track record in loan portfolio disposals and M&A deals in the financial sector; and Patricia Enache, a frequent part of teams of counsel on high-value financings.
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Unabhängig vom Legal 500-Forschungsteam zusammengestellt.

  • ‘Reff & Associates' banking and finance practice stands out for its in-depth industry knowledge and pragmatic approach to complex transactions. The team excels in structuring innovative financing solutions, with a focus on regulatory compliance and risk management. Their ability to handle large-scale deals with efficiency, coupled with a client-focused mindset, makes them a preferred choice. The practice is distinguished by its collaborative culture, diverse team, and use of advanced technology for seamless communication and project management.’

  • ‘The individuals at Reff & Associates are exceptionally skilled, with a deep understanding of both local and international markets. They combine technical expertise with a strategic outlook, offering valuable insights that go beyond legal advice. Associates are highly responsive, detail-oriented, and proactive, often anticipating challenges before they arise. Their dedication to client service and strong work ethic consistently set them apart from competitors.'

  • 'Andrei Burz-Pinzaru and Patricia Enache bring a strategic, forward-thinking approach, offering a rare combination of technical knowledge and commercial insight. Together, they provide seamless client service, setting a high standard in the industry.’
  • ‘The Reff practice stands out due to its strong blend of experience and knowledge, driven by a well-balanced team of diverse individuals. Their combined expertise ensures smooth management of complex legal and business challenges. Our collaboration was always seamless. Reff has a strong ability to leverage the complementary strengths of its team members, ensuring that clients benefit from a well-rounded perspective on every issue.’

  • ‘Andrei Burz-Pinzaru: smart and open-minded, he consistently brings a thoughtful and strategic approach to every challenge.'

  • 'Andreea Serban is super smart, she excels at coming up with out-of-the-box solutions that address complex issues effectively.’

  • ‘Very good professionals proactive, adaptable and available as per client's needs.’

  • ‘They respected deadlines, they were communicative and available to explain complex matters.’

Kernmandanten

  • CEC Bank S.A.
  • Banca Comercială Română S.A.
  • BCR – Banca pentru Locuințe S.A.
  • Banca Comerciala Intesa Sanpaolo Romania S.A.
  • Powszechna Kasa Oszczędności Bank Polski S.A. (PKO Bank Polski)
  • ING BANK N.V. Amsterdam, Sucursala București
  • Bank of China (Central and Eastern Europe) Limited Sucursala Bucuresti
  • Addiko Bank d.d.
  • Garanti Bank S.A.
  • TBI Bank EAD

Highlight-Mandate

  • Advising Blik Romania on the set-up and the authorisation by the National Bank of Romania of a local payment system.
  • Advising Netopia Financial Services on preparing the full documentation required for its licensing by National Bank of Romania as a payment institution.
  • Advised Veraltis Asset Management on its authorisation by ANPC as credit servicer.

Anwält*innen

Führende Associates

Führende Associates sind regelmäßig an zentralen Mandaten des Teams beteiligt und erhalten positives Feedback von Wettbewerbern oder Mandanten.

Andreea Serban

Praxisleitung

Andrei Burz-Pînzaru

Weitere Kernanwält*innen

Andreea Serban; Patricia Enache; Roxana Bratosin