Cadwalader, Wickersham & Taft LLP

Cadwalader, Wickersham & Taft LLP provides regulatory compliance and transactional advice to a wide range of financial institutions, including banks and non-bank lenders. The firm’s banking practice is led by Andrew Karp, who is based in New York, and offers guidance on various regulatory requirements, including capital requirements, the Volcker Rule, and structured finance regulations. In June 2024, Christopher Horn joined the team, bringing significant experience in advising on the regulatory aspects of securitization and structured finance. The firm’s consumer finance practice is led by Mercedes Tunstall in Washington DC, and focuses on helping clients comply with both federal and state consumer finance laws. Tunstall has particular expertise in payment and deposit regulations, as well as matters involving enforcement actions by the CFPB. The team regularly works with mortgage providers, auto lenders, and fintech companies to address complex regulatory challenges.